Your Step-by-Step Guide to Buying a Home in San Jose

A clear, confident path to navigate the entire buying process — from your first tour to receiving the keys.

Buying a home in San Jose is one of the biggest financial and lifestyle decisions you’ll ever make — and it comes with many moving parts. From understanding disclosures and contingencies to navigating multiple offers and inspections, the process can feel overwhelming without the right guidance.

This guide simplifies every step so you know exactly what to expect, what to watch for, and how to make strong, informed decisions. Whether you’re a first-time buyer, moving up, or relocating, this pillar gives you the clarity, confidence, and strategy needed to succeed in today’s competitive San Jose market.

Home Buying Topics This Guide Covers

Everything you need to know to buy a home with confidence.

• What should I look for when touring a home?
• How much should I offer on a house?
• What happens after my offer is accepted?
• What is earnest money and how much is normal?
• How does the appraisal work, and what if it comes in low?
• What happens during escrow and closing?
• Should I get a home inspection and what does it cover?
• How many homes should I see before deciding?
• Can I buy a home without working with an agent?
• How do contingencies work (inspection, appraisal, financing)?